Home Owner Calculators

If you are thinking of purchasing your first home or even your second or maybe you are wondeing if you should refinance, then you need to check out the FREE calculators available online at Fannie Mae. The calculators will help you figure out just how much you can spend without breaking your budget.

They have calculators dealing with:

• How much house can you afford?
• What monthly payment is needed for a house with a specificsales price?
• How much can you afford with a specific monthly payment?
• How much is your monthly payment?
• Is now a good time to refinance?

Buying a home can be a scary process unless you do you homework. So make sure to take a quick stop at Fannie Mae to help work out the money before you take the leap!

Happy house hunting!

How To Save Money On Lunch At Work

You've probably heard the old adage before--brown bag it to work, and you can save some money.

The problem is, well, I think in this day and age, the idea of brown bag anything is so blah as to turn anybody off. Somehow, even a guy who spends a good five minutes building his forearms up by trying to squeeze that last half an ounce out of the toothpaste tube can imagine that little brown bag and think, "I'm not that poor."

Well, the good news is that in this day of microwaves and toaster ovens, brown bag lunches don't have to be, well, brown bag lunches. Anything you can whip up at home can usually be re-heated or even made at work.

At one office I worked in, somebody brought in a little George Foreman grill. On my way in to the office in the morning, I'd swing by the Grocery Store across the street and look for a piece of meat that was coming up on sale time and had a discount sticker on it. I'd cook it up on the grill during my lunch break, and throw it on some bread or with something else I'd brought from home to make a tastier, cheaper, and healthier lunch than some fast-food place would have whipped up to clog my arteries and drain my pocketbook with.

Even if that's not an option, microwaves are generally as common as restrooms in the modern workplace. Just cook up a little extra of whatever fine meal you're having for dinner, and the next day, you'll have a tasty, real meal at work that will leave your co-workers wondering what smells so good.

Save On DVDs By The Bundle

Save on those DVD purchases by buying these big packs of DVDs.

They've got classics, sci-fi, western, horror, family films--even classic TV shows. That breaks down to two months worth of movies for less than you'd pay to rent them.

Good Websites for Discount Travel

Save Money And Earn Money At The Same Time!!

You're looking for a way to save money on things that you buy every day, right? Well, how would you like to get your own FREE shopping mall online, and earn reabates on everything that you purchase? Sounds too good to be true, right? Well, it's not! You can save money and earn money at the same time on things that you are already going to buy!

Are you looking for a business opportunity? I’m so glad because it means you want to change your life. I’m sure you already know how important it is to find that right opportunity. When I started looking for a business I knew that 97% of people who try to find financial freedom through a home-based business fail so I knew whatever I chose had to be different!

There were certain "Givens."
It had to be FREE so every person who wanted to change their lives would have a chance.
It had to be simple.
It had to take away all the “business games” that kept most people from succeeding in a home-based business.

The "Givens" were answered when I found MY POWER MALL!

I’m not going to take time to explain it because MY POWER MALL has created some powerful movies and a great website that will do just that. I will tell you it is totally new, totally FREE, very simple, and can be done in conjunction with anything else you are doing to generate financial freedom. You could easily be making $4 - 6000 a month, but your income potential is unlimited. Interested? Click the button below! It will only take a few minutes to determine if our FREE program is what you have been looking for. I believe it is!

Visit MY POWER MALL to start saving and earning money today!

Happy Shopping!

20% Discount at Alloy.com

One of the web's biggest sites for teen fashions is offering a 20% discount over the weekend, and it's good for 20% off your entire order.

When you consider that their clearance section has stuff at up to 75% off, you're talking some serious savings here.

Take 20% off your entire Alloy.com order! Use code ALYGIFT. Offer expires 12.3.07.

Discount Airfaire - Cheaptickets.com 48 Hour Sale

If you were planning on flying this holiday season, and hadn't acted yet, you have 48 hours to jump on this one:

Cheaptickets.com is offering an additional $50 off their already low fares if you buy tickets, or a ticket & hotel combo. They're already one of the big boys in discount travel and cheap airline tickets, so this should be what you're looking for.

You just have to use the promo code 48HOURSALE and do it before November 29th. All travel must take place by January 31, 2008.

Cheaptickets 48-hour Sale: Save $50! (PROMO CODE: 48HOURSALE) Expires Nov. 29

Get Great Deals On Used Books, Used Music, And Used Videos With SecondSpin.com

The used product sites are perhaps one of the Internets greatest resources for those of us looking to either make a few extra bucks by selling some of our clutter, or those of us looking to score a deal on something we can't bare to pay full price for.

SecondSpin.com was one of the first, and some still swear by it.

And we've got a code to get you free shipping--do the other used book, used CD, and used DVD stores offer that?

Free Shipping at SecondSpin.com! Use code freeholiday at checkout.

My Number One Secret For Saving Money

I have a favorite secret for saving money, and it's this:

Patience.

I'm serious.

There's an old adage that says, "You can have it fast, cheap, or good. Pick any two."

It really is true.

Think about dinner. You've got your choices. Let's say you want to have a good dinner. That leaves with two choices. You can get it fast, by going to a restaurant, but it isn't going to be cheap. You can get a good meal more cheaply, by cooking it yourself, but it isn't going to be very fast.

So obviously, on this blog, we're dialed in on cheap. We want to save some money, right?

This means we've got to give up one of the other two. And who wants to give up good?

That leaves fast as the thing we have to sacrifice to get good stuff cheap.

If we're willing to put some time into it, we can get good quality stuff at a cheaper price.

How do we do that?

Well, it might mean waiting for it to go on sale, or waiting for it to go on clearance. Buying things out of season or waiting for the new version to come out is a good way to get something at a deeply discounted price.

It also might mean spending more time shopping around. Obviously, taking the time to hunt all over the county (or the Internet) for a used car takes more time than heading down to the closest Used Car lot and picking out the best deal there, but your time pays off with deep discounts.

So next time you're looking to save a few dollars, ask yourself if there's a way that you can put some time into getting a discount, and turn those minutes into some dollars off your purchase.

Get Discount Car Rentals At Thrifty.com

You can always get 5% off by ordering online with Thrifty.com, but for the holidays, they've got an extra deal going on for a limited time.

Nationwide holiday rates staring at just $33.00 per day and at $169.00 per week. Rates valid at all U.S. locations except the New York Metro area and Hawaii. Enter in PC Code 722M2 at booking. A 24 hour advanced reservation is required. Rates effective from 11.25.07 thru 12.12.07.